- Why Tight Rental Conditions Matter for Landlord Risk
Fresh rental market reporting continues to point to limited vacancy and strong tenant demand across many parts of Australia. For landlords, that may sound like welcome news: shorter vacancy periods, faster leasing and the potential for firmer rental income.
- What Rising Insurance Disputes Mean for Rental Property Owners
Fresh reporting on financial dispute trends has put insurance claims handling back in focus, with the Australian Financial Complaints Authority continuing to see a high volume of general insurance complaints.
- Flood Resilience Debate Sharpens the Insurance Focus for Landlords
Fresh insurance industry commentary has again put flood mitigation and land-use planning at the centre of Australia’s property risk debate. For landlords, the message is not simply that severe weather can push premiums higher.
- Severe Weather Risks Put Rental Property Insurance Back on the Agenda
Recent insurance industry commentary on severe weather claims has reinforced a familiar message for Australian rental property owners: natural hazards are no longer occasional background risks.
- Insurance Levy Debate Puts Landlord Premiums Under the Microscope
Renewed attention on New South Wales insurance levy reform has put property insurance affordability back in the spotlight, with important implications for landlords balancing rising ownership costs against the need to protect rental assets.
- Rising Rebuild Costs Put Landlord Cover Back in Focus
Fresh industry commentary on home and property insurance affordability has renewed attention on a problem that can quietly build in the background for landlords: underinsurance.
- NSW Rental Changes Put Landlord Risk Planning Back on the Agenda
New South Wales rental law reforms are reshaping the way residential property investors manage tenancy risk, with tighter rules around ending leases, rent increases, pets and tenant protections now part of the operating environment for many landlords.
- Clover’s Landlord Insurance Return Adds Fresh Market Choice
Clover Insurance has returned to the home and landlord insurance market, with Aioi Nissay Dowa Insurance Company Australia, known as Adica, providing the capacity behind the renewed offer.
- Zurich-Honey Deal Brings New Momentum to Landlord Insurance
Zurich Australia is set to deepen its position in the local personal insurance market through an expanded partnership with Honey Insurance, with landlord policies included in the new arrangement.
- SMSF Residential Borrowing Shake-Up Puts Investor Planning Back in Focus
Australian property investors have been handed another major policy shift, with the Federal Government confirming on 23 June 2026 that it will support an amendment to ban future limited recourse borrowing arrangements for residential property by superannuation funds.
- Rental Homes Decline as Investors Rethink the Market
Australia’s rental market has entered another sensitive phase, with new reporting suggesting rental stock contracted in the first month after the federal government’s capital gains tax and negative gearing reforms were announced in the May budget. The latest figures cited by realestate.com.
- APRA Enforces Additional Capital Requirement on Sovereign Insurance Australia
The Australian Prudential Regulation Authority (APRA) has imposed an additional $2 million capital requirement on Sovereign Insurance Australia (SIA), citing significant deficiencies in the insurer's risk management framework and regulatory reporting practices. This action underscores the critical importance of robust risk management within the insurance industry.
- Soft Market Conditions Persist in Australian Commercial Insurance Through H1 2026
The Australian commercial insurance market has maintained its soft stance throughout the first half of 2026, presenting advantageous conditions for buyers. This trend is characterized by stable or declining premiums, expanded insurer capacity, and increased competition across various insurance lines.
- 2026-27 Federal Budget: Key Impacts on the Australian Insurance Industry
The Australian Government's 2026-27 Federal Budget, presented by Treasurer Jim Chalmers, introduces several measures with direct implications for the insurance sector. These initiatives aim to address challenges such as property insurance costs and underinsurance, while certain omissions have raised questions within the industry.
- Canstar Announces 2026 Landlord Insurance Award Winners
Canstar, a leading financial comparison site, has announced the winners of its 2026 Landlord Insurance Awards, recognizing providers that offer outstanding value to Australian property investors. The awards assess a range of factors, including cost, coverage options, and customer service, to help landlords make informed decisions about their insurance needs.
- Global Insurance Rates Decline Despite Rising Catastrophe Losses
The global insurance market is experiencing a paradoxical trend: despite a significant rise in catastrophe losses, insurance rates are declining, creating a favorable environment for buyers.
- Victorian Bushfires Set to Drive Up Insurance Premiums in High-Risk Regions
Recent bushfires in Victoria have raised concerns about potential increases in insurance premiums, particularly in regions already grappling with affordability issues. The Insurance Council of Australia (ICA) has declared the fires a catastrophic event, with over 2,600 claims filed, nearly half of which pertain to commercial properties, including farms.
- Allianz Announces Further Reductions in Broker Commissions for Home and Landlord Insurance
Allianz has announced a further reduction in broker commissions for its home and landlord insurance products, aiming to maintain the sustainability of its portfolio amidst increasing claims costs and heightened natural catastrophe activity.
- CHU Introduces Cyber Coverage in Strata Insurance Policies
In a significant move to address the evolving risks faced by strata communities, CHU Underwriting Agencies has incorporated cyber protection into its residential strata insurance policies.
- QBE Introduces Comprehensive Add-Ons to Landlord Insurance Policies
QBE Insurance has unveiled significant enhancements to its commercial landlord insurance offerings, introducing a suite of optional add-ons designed to provide more comprehensive protection for property owners. These strategic enhancements aim to equip brokers with additional tools to better serve their clients in a competitive market.
- Blue Zebra Partners with New Underwriters for Home and SME Insurance
Blue Zebra, a prominent underwriting agency, has announced a new capacity arrangement for its home building and contents, landlord, and SME package products. The agency has partnered with a co-insurance panel comprising Chubb, AIG, and HDI Global Specialty, marking a significant shift in its underwriting partnerships.
- Allianz Announces Further Reductions in Broker Commissions for Home and Landlord Insurance
Allianz has announced a further reduction in broker commissions for its home and landlord insurance products, aiming to maintain the sustainability of its portfolio amidst increasing claims costs and heightened natural catastrophe activity. Effective from July 1, 2026, the maximum commission rate payable to brokers will decrease from 17.
- Victorian Bushfires Set to Drive Up Insurance Premiums in High-Risk Regions
Recent bushfires in Victoria have raised concerns about potential increases in insurance premiums, particularly in regions already grappling with affordability issues. The Insurance Council of Australia (ICA) has declared the fires a catastrophic event, with over 2,600 claims filed, nearly half of which pertain to commercial properties, including farms.
- Global Insurance Rates Decline Despite Rising Catastrophe Losses
The global insurance market is experiencing a paradoxical trend: despite a significant rise in catastrophe losses, insurance rates are declining, creating a favorable environment for buyers.
- NSW's Smart Rental Bonds System Set for Mid-2026 Rollout
The New South Wales (NSW) government has announced the upcoming launch of its Smart Rental Bonds system, a digital platform designed to streamline the process of transferring rental bonds between properties.
- CHU Strengthens Strata Insurance with Enhanced Liability Coverage
CHU Underwriting Agencies, Australia's leading strata insurance provider, has announced significant enhancements to its residential strata insurance policies. These updates are designed to address the evolving needs of modern strata living by simplifying claims processes and providing more comprehensive coverage.
- Canstar Recognizes Top Landlord Insurance Providers for 2026
Canstar, a leading financial comparison site, has announced the winners of its 2026 Landlord Insurance Awards, recognizing providers that offer outstanding value to Australian property investors. The awards assess a range of factors, including cost, coverage options, and customer service, to help landlords make informed decisions about their insurance needs.
- QBE Introduces Comprehensive Add-Ons to Landlord Insurance Policies
In August 2025, QBE Insurance unveiled significant enhancements to its commercial landlord insurance offerings, introducing a suite of optional add-ons designed to provide more comprehensive protection for property owners. These strategic enhancements aim to equip brokers with additional tools to better serve their clients in a competitive market.
- Survey Highlights Financial Risks for Landlords Amid Rental Income Disruptions
In June 2025, QBE Insurance released findings from a survey conducted among 500 Australian landlords, shedding light on the financial vulnerabilities many property owners face in the event of rental income disruptions.
- Hutch Underwriting Unveils Innovative Landlord Insurance with Cyber Coverage
In August 2025, Hutch Underwriting launched a pioneering landlord insurance product tailored for Australian residential property owners. This new policy stands out by incorporating built-in cyber protection, addressing the growing digital risks landlords face in today's interconnected world.
- Hutch Underwriting's New Landlord Insurance Policy Integrates Cyber Protection
In August 2025, Hutch Underwriting unveiled a new landlord insurance product tailored for Australian residential property owners. This policy stands out by incorporating built-in cyber protection, addressing the growing digital risks landlords face in today's interconnected world.
