Each week, Insurance for Landlords brings a clear, trustworthy wrap of the biggest stories affecting Australian landlords and property investors. Expect concise updates on rental market movements, regulatory changes, tenancy issues, and property risk and maintenance insights. We sort the headlines, cut the jargon, and highlight what matters for your portfolio and peace of mind—so you can stay informed in minutes and make confident, well‑grounded decisions, week after week.
This Week:
This week: prices fall for a sixth month as higher rates bite; proposed cyclone reinsurance pool changes could trim premiums for higher‑risk northern properties while nudging up low‑risk areas; NSW introduces mandatory training for strata committees, improving governance around building insurance and repairs; and Victorias land tax shortfall sparks threshold pledges amid investor exits. Practical notes for landlords: review loss‑of‑rent and liability cover, check storm and flood settings in cyclone regions, understand strata versus landlord cover in apartments, and budget for potential tax and premium shifts.
EPISODE 3180 | Insurance for Landlords Weekly Property News Wrap | Wed, 7th Oct 2026
7 Oct 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Insurance for Landlords Weekly Property News Wrap, Im Paige Estritori, and its Wednesday, 7 October 2026.
First up, home prices slipped again in September, marking six straight months of declines. National values are back around where they were a year ago and roughly three per cent below the March peak, as the cash rate sits near four point six per cent after Tuesdays hike. More stock is on market, giving buyers choice, but borrowing power is tighter. For landlords, factor softer sale prices into your plans and keep your loss‑of‑rent and liability cover up to date so cash flow and risks are protected if conditions stay choppy.
Meanwhile, the cyclone reinsurance pool has proposed new rates from next July. The plan would slightly lift total premiums collected from insurers, but rebalance costs so higher‑risk northern properties see small further reductions on average, with modest increases for low‑risk areas, if insurers pass changes through. If you own in cyclone zones, check your building sum insured and your landlord policys storm and flood settings ahead of the wet season. If youre in lower‑risk areas, budget for possible small shifts at renewal.
Over to strata. From 1 October, NSW strata committee members must complete a short mandatory training course within three months of appointment or be removed. The course covers repairs, insurance, finances and records. Apartment investors should expect more consistent decision‑making on building insurance and maintenance. Remember, the owners corporations policy covers the building; your landlord insurance covers your contents, tenant damage, loss of rent and liability inside the lot.
And in Victoria, the states land tax take from the Covid debt levy is reportedly falling short, with both major parties now pitching schedules to lift the tax‑free threshold back toward past levels over time. Industry voices say investor exits have thinned rental supply, keeping pressure on rents. If you hold property in Victoria, keep an eye on policy changes and set aside funds for rates and land tax so your coverage stays active and your investment remains protected.
Thats the wrap. For clear guides on insurance for landlords, including coverage for tenant damage, loss of rent and liability, head to insurance-for-landlords.com.au. Im Paige Estritori—thanks for listening, and Ill see you next Wednesday.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Knowledgebase
Flood Insurance: A specific type of property insurance that covers losses and damage caused by flooding.
